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Submission Preparation Checklist

As part of the submission process, authors are required to check off their submission's compliance with all of the following items, and submissions may be returned to authors that do not adhere to these guidelines.
  • The submission has not been previously published, nor is it before another journal for consideration (or an explanation has been provided in Comments to the Editor).
  • The submission file is in OpenOffice, Microsoft Word, or RTF document file format.
  • Where available, URLs for the references have been provided.
  • The text is single-spaced; uses a 12-point font; employs italics, rather than underlining (except with URL addresses); and all illustrations, figures, and tables are placed within the text at the appropriate points, rather than at the end.
  • The text adheres to the stylistic and bibliographic requirements outlined in the Author Guidelines.

Author Guidelines

Author Guidelines


Using Book Antiqua 14, Bold


English abstract only consisted of one paragraph and a maximum of 120 words. The abstract should contain the aims of the research or your paper contribution to the knowledge (novelty if available). State your tested variables or concepts if qualitative, a short explanation of your research methodology and samples, as well as your data observation timelines.  Close the abstract with a short statement of your results and implications, if any.

Note: If manuscript is written in Indonesian, then please provide 2 abstracts such as indonesian and english version.


Maximum five keywords and separated by a comma


Provide the logical and phenomenological reasoning of conducting your research. It is also mandatory that you put a clear explanation of your paper’s contribution to knowledge enrichment. It could present in the description of a niche sample (capturing unique samples), theory enrichment, or exciting results (novelty-if available). A short and straight to the point introduction is critically essential in this paper.

Font style and size: with Book Antiqua 12, single-spaced, and justified. 


A literature review is a survey of scholarly sources on a specific topic. It provides an overview of current knowledge, allowing you to identify relevant theories, methods, and gaps in the existing research.


Provide a clear and shortened version of your methods in conducting the research, the population and sample, and means of data analysis. 


Provide each step taken to accomplish the studies. DO not put too much the result of descriptive statistics ; on the other hand, it should be summarized in an easier to read table or graphs. Do not forget the numbers for every table and chart presented in your paper.


This part allows you to elaborate on your results findings academically. You must not put numbers related to your statistical tests here; instead, you have to explain that numbers here.  You have to compile your discussion with academic supports to your study and a good explanation according to the specific area you are investigating.


Provide some conclusions and the implementation of the research results.  


Every research is subject to limitations; thus, you can explain them here and briefly provide suggestions to further investigations.


This section gave you the opportunities to present gratitude to your colleagues who provide suggestions for your papers. You can also convey your appreciation to the financial grants you are accepting, making this paper.


Every supporting study is here and follows the APA 7th referencing guide. We strongly advise you to use referencing tools like Mendeley. Write your references as follows:

Lusardi, A., Mitchell, O. S., & Curto, V. (2010). Financial literacy among the young: Evidence and implications. National Bureau of Economic Research, 358–380. Retrieved from


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